New Regulation Changes – Regs X & Z

S.R. Snodgrass, A.C.

Certified Public Accountants
and Consultants

New Regulation Changes – Regs X & Z

By Tim Schofer

There are so many lending regulation changes coming that it can make your head spin. Regulation Z and the Mortgage Disclosure Improvement Act (MDIA) changes are effective July 30, 2009; Higher-Priced Mortgage Loan restrictions will be effective October 1, 2009; and the Real Estate Settlement Procedures Act (RESPA) Good Faith Estimate (GFE) and Housing Urban Development (HUD)-1 changes are coming in January 2010. Key issues to be looked at now include…

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S.R. Snodgrass, A.C. is an expert auditing and accounting firm offering audit, business consulting, outsourcing/internal audit, tax preparation and planning, and information technology services. Specialties include: preparation of bank, credit union, and other industry accounting/preparation of financial statements; assistance with regulatory compliance; development of strategic planning; guidance with tax decisions; assistance with Sarbanes-Oxley Section 404 implementation and monitoring; and review of general computer controls environment.

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